Let Central Alabama Appraisal attend to your appraisal needsEvery year, thousands of people in Alabama buy, sell or refinance their home. A lot of these transactions consist of a simple line item for an appraisal. The majority of lenders still want a local expert because the stakes are incredibly high, even though there are a multiplying number of automated home valuation processes that might appear cheaper than an appraisal. Is getting a mortgage the only reason you should get an appraisal? Are there also situations when the services of a licensed, independent real estate professional could be helpful? Of course. 
Challenge your tax assessment in Elmore CountyIf you are in an area where the property value has depreciated, it's possible you're paying too much in property taxes. An appraisal from Central Alabama Appraisal is your best evidence when building your case. We're equipped to assist you in appealing your tax assessment. Eliminating PMI for mortgage paymentsPrivate Mortgage Insurance, or PMI, is an added insurance plan that most lenders ask homeowners to buy when the amount being loaned to the home owner is more than 80% of the actual value of the home. Most often, this additional payment is lumped into the monthly mortgage payment and is quickly forgotten. PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfortunate. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to do away with PMI, Central Alabama Appraisal will give you a statement regarding the value of your home. The cost of the appraisal can generally be offset in a short amount of time because you'll no longer be paying the PMI. Order your appraisal from Central Alabama Appraisal today Order todayGet a fair valuation on a home take make a divorce settlement less stressfulA divorce can be a very horrible ordeal for both parties, and it is often even more complicated by the burdensome decision of who keeps the home. It's a good idea to get an appraisal from Central Alabama Appraisal so both parties are completely aware of the true market value of their house, regardless of the circumstances. The parties will have a better idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Fair and accurate estate liquidationThe loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the residential property involved. We ensure the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Most Americans don't have dedicated estate planners or executors to manage these issues, unlike many wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten an honest deal. Relocate to or from Elmore County through an employee relocation programWe understand the headaches involved with an employee relocation. We take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive aspects of their property, along with information regarding any new sales or listings in their neighborhood that they want considered during our detailed inspection. Close on your home quickly — for an accurate priceWhether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision regarding your selling price. An appraiser has no vested interest in what amount the house sells for, apart from real estate agents. Our fees aren't related to the sales price, but rather they depend on our efforts to finish the appraisal report. On a daily basis, we examine the difference in value things like an extra bathroom or a kitchen remodel can make. Seeking a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long homes stay on the market. 
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